The catalog of this article: 1. Regular UnionPay rate consultation 2. How to open the online banking of China Merchants Bank? 3. Excuse me, how to open the China Merchants Bank Online Banking? Formal UnionPay Fee Rate Consultation 1. The POS service fee rate is deducted according to the percentage of the transaction volume. The deduction rate varies according to different industries, and the rate standard ranges from 0.5% to 4%. Generally speaking, the commission rate for swiping cards in the retail industry is 0.8%-1%, that in the supermarket is 0.5%, and that in the catering industry is 2%. The service fee for swiping the card at the POS machine is borne by the merchant. 2. According to regulations, for general types of merchants, the fixed income of the card issuer is 0.7% of the transaction amount, and the UnionPay network service fee standard is 0.1% of the transaction amount; for hotels, restaurants, entertainment, jewelry, and arts and crafts The merchants, card issuing banks and UnionPay charge 4% and 0.2% of the transaction amount respectively. 3. UnionPay POS card-swiping service fee standard: UnionPay POS machine service fee is generally charged from merchants at a rate between 0.5% and 2%, and cardholders do not need to bear it. The generated commission distribution ratio is: 70% belongs to the issuing bank, 20% belongs to the bank where the POS machine belongs to, and 10% belongs to China UnionPay. 4. In general commercial retail industry, the POS machine credit card fee rate can only be 1%-50 yuan capped, plus a monthly service fee ranging from a few yuan to tens of yuan. If it is a wholesale industry, the handling fee will be reduced. The fee is capped at 1%-20 yuan. 5. Generally, it is 0.6%, which is about 60/10,000. Different brands have different rates. 6. 1% for general industries and about 2% for special industries (such as hotels, hotels, jewelry, handicrafts, etc.). For bulk transactions and wholesale transactions, the deduction rate is capped, generally 0.5%-1%, with a cap of 20 yuan or 50 yuan for a single transaction. The service fee shall be borne by merchants and deducted by UnionPay when clearing funds. How does China Merchants Bank open online banking? Set the login password: Enter the login password you set, and re-enter it. After confirming that it is correct, the opening of online banking can be completed. Use of online banking Login to online banking: Log in to the bank website on a computer or mobile device, enter the user name and password, and log in to online banking. Open Baidu search, enter "China Merchants Bank" in the search bar, find the official website after searching and click to enter. After entering the official website of China Merchants Bank, find the item "Personal Banking Public Edition" and click to enter. After entering the public version of personal banking, enter the corresponding information. After successful login, you will enter personal online banking. Use "Credit Card Online Banking": Log in to China Merchants Bank's homepage http://, click on the right side of the screen to enter "Credit Card Online Banking", select the "Credit Card" tab, and enter "card type", "certificate type", "certificate number", "Query Password" and "Additional Code" to log in. Steps for using online banking First, users need to register a bank account online, set up a user name and password, and confirm identity information. Then, the user needs to log in to the online banking, enter the user name and password, and after the login is successful, the banking business can be performed. Excuse me, how does China Merchants Bank open online banking? Set the login password: enter the login password you set, and repeat the input. After confirming that it is correct, the opening of online banking can be completed. Use of online banking Login to online banking: Log in to the bank website on a computer or mobile device, enter the user name and password, and log in to online banking. The professional version of personal banking needs to be handled at the counter with the original ID card and bank card, and cannot be activated online; the public version of personal banking does not need to be activated, and can be directly logged in on the official website of China Merchants Bank. Steps for using online banking First, users need to register a bank account online, set up a user name and password, and confirm identity information. Then, the user needs to log in to the online banking, enter the user name and password, and after the login is successful, the banking business can be performed. Open Baidu search, enter "China Merchants Bank" in the search bar, find the official website after searching and click to enter. After entering the official website of China Merchants Bank, find the item "Personal Banking Public Edition" and click to enter. After entering the public version of personal banking, enter the corresponding information. After successful login, you will enter personal online banking.

(Editor：power)